Why Now’s the Smartest Time to Buy a New GM Vehicle in Waterloo
Why Now’s the Smartest Time to Buy a New GM Vehicle in Waterloo
Posted on November 14, 2025
If you’ve been thinking about upgrading your vehicle, you’re not alone—and you’re right on time. As the year winds down, Forbes Motors GM in Waterloo, ON, is offering a rare opportunity that savvy buyers won’t want to miss. For a limited time, you can take advantage of 0% financing on all remaining 2025 GM models and stack that with a $1,000 Black Friday Bonus on both 2025 and 2026 models, ending November 30th.
These exclusive offers are only available for a short window, and with vehicle availability tightening heading into the new year, this might be the most rewarding and cost‑effective time to make your move.
From unbeatable savings to a streamlined buying process, here’s why now is the smartest time to get behind the wheel of a new GM vehicle from Forbes Motors GM.
0% Financing: Pay Less Over Time
Let’s start with the big one: 0% financing. This offer is available now on all remaining 2025 GM models in stock, and it’s one of the most powerful tools car buyers can use to save money over the long term.
To put it in perspective, on a $50,000 vehicle financed over 72 months at 5.99% (a typical rate), you could expect to pay nearly $9,600 in interest over the course of the loan. With 0% financing, that entire cost disappears. That’s money back in your pocket or available for an upgraded trim, accessory package, or winter tire set.
This makes November the perfect time to secure low monthly payments without giving up the features you want. Forbes Motors GM has a lineup ready to deliver exceptional value without the interest.
The Black Friday Bonus
This year, Black Friday arrives early—and stronger than ever—at Forbes Motors GM. Every 2025 and 2026 model comes with a $1,000 bonus, no hoops, no hidden requirements, just real money that makes an immediate impact.
Use it to:
- Boost your down payment
- Reduce your monthly financing
- Add winter-ready accessories like remote start, winter tires, or floor liners
- Enhance your warranty or protection plan
- Offset registration, fees, or insurance
Here’s the standout part: you can stack the Black Friday Bonus with 0% financing on 2025 models until November 30. This creates an extremely rare combination of cash savings and interest-free borrowing—ideal for buyers looking to stretch their dollars further.
Buyers exploring 2026 GM models also get the bonus, giving early shoppers an added advantage before new-year pricing fully rolls out.
Why November Is the Sweet Spot for Buying
November consistently gives shoppers the advantage. Here’s why this month creates the strongest buying environment of the year.
1. Inventory Selection
Dealers are motivated to clear out 2025 models. As stock tightens in December, vehicle choice becomes limited. Shopping now means more selection and fewer compromises.
2. Year-End Pressure for Automakers
Automakers push for strong year-end results. This fuels aggressive incentives, stronger discounts, and excellent finance programs.
3. Holiday Budget Planning
With holiday spending approaching, November allows you to secure predictable, low monthly payments. The combination of 0% financing and bonus cash reduces upfront and long-term costs.
4. Strong Trade-In Values
Used vehicle values remain higher than pre-pandemic levels. Many owners are receiving above-expected offers for clean, low-mileage vehicles.
5. Winter Prep Timing
A November purchase gives you time to winterize your vehicle before the cold arrives. Forbes Motors GM provides winter tire installations, oil changes, and multi-point inspections through its Certified Service Centre.
Local Expertise That Goes Further
At Forbes Motors GM, the buying experience is designed to be just as rewarding as the vehicle you choose. This family-run dealership has served Waterloo and surrounding communities for over 75 years, offering unmatched expertise and service.
Here’s what you can expect:
- GM financing programs designed to fit your budget
- Personalized support for first-time buyers and returning GM owners
- Access to services such as tire storage, multi-point inspections, and prepaid maintenance plans
- A straightforward trade-in process with market-driven evaluations
- A friendly, no-pressure environment focused on your needs
Drivers from Waterloo, Kitchener, Cambridge, Guelph, and surrounding areas rely on Forbes Motors GM for honest guidance and high-quality service.
Should You Wait for 2026? Here’s What to Consider
Many shoppers wonder if holding out for a 2026 model is the smarter move. The answer depends on your goals, but current incentives make 2025 models extremely appealing—especially with 0% financing available and the $1,000 Black Friday Bonus stacking until November 30.
That said, 2026 GM models are already available at Forbes Motors GM, and selection is strong across multiple trims and body styles. These models offer the latest updates, and with the bonus applied, they become an excellent early-season value.
Key points to consider:
- Most 2026 models do not qualify for 0% financing at the moment
- The $1,000 Black Friday Bonus still applies to 2026 units until November 30
- Our team can compare payments, features, and availability across both model years
If you’re aiming for the most savings, a 2025 might be the way to go. If you’re set on the newest design or upgraded features, the 2026 lineup is ready—and the Black Friday Bonus makes now the perfect time to get in early.
Make the Smart Move Before the Clock Runs Out
Locals know that Forbes Motors GM always delivers value—but this month’s deals go even further. With 0% financing on 2025 models and a $1,000 Black Friday Bonus available now, you’re in the best position to save.
Stop by, test drive your next vehicle, and let us help you make the smart move before the month ends.